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Home Personal Loan
Loan amount ranging from 1 Lakh to 40 Lakhs
Paperless digital sanctions
Loan tenure from 12 months to 84 months*
Flexibility to make up to 40%* part payment
ROI starting as low as 9.5%*
Features & Benefits Eligibility Criteria | EMI Calculator | How to Apply | Documents Required Testimonials | Help
IDFC FIRST Bank’s Personal Loan can help you realise your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features.
You can apply for our instant Personal Loans online; to know your eligibility in just a few seconds. You can also make use of our personal loan eligibility calculator and find out your eligibility.
Our quick Personal Loan is available for salaried individuals and self-employed professionals. You can borrow from Rs 1 Lakh to Rs 40 Lakhs basis your eligibility.
Enjoy the flexibility to choose from the tenure ranging from 1 year to 7 years, that best suits you
Top Up Facility Available: IDFC FIRST Bank is always there to help you go that extra mile to achieve your dreams. With it’s easy Top Up facility you can get that additional financial help that you are looking for.
A Personal Loan can finance your needs without having to wait for capital to accumulate. We establish eligibility criteria for a Personal Loan based on few simple parameters. Your credit score and existing borrowings are also assessed to determine your repayment capacity.
For Self Employed Individuals:
For Salaried Individuals:
IDFC FIRST Bank offers personal loans at a reducing interest rate. These loans are useful if you have a personal emergency or a family need to meet. A personal loan is flexible enough to even fund a family vacation. Using our personal loan emi calculator, simply fill in the personal loan interest rate and calculate the EMI instantly. IDFC FIRST Bank personal loan calculator is simple; it requires you to add the loan amount, interest rate and tenure and find out how much you will have to repay each month so that you can borrow with confidence.
Loan Amount
Interest Rate (In Percentage)
Tenure(In Months)
Your EMI
Online Application
You can apply for a personal loan online by filling the form on our website. Know your eligibility instantly by applying ONLINE!!
Document Submission
Our relationship manager will fix up an appointment at your convenience to come to your premises and collect the requisite documents for quick personal loans.
Verification
After your documents have been collected, we will verify your personal loan application; this may involve a personal discussion with you.
Approval & Disbursal
Approval & Disbursal – If the reports are satisfactory after verification, your loan will be approved and credited in the same bank account for which the Bank Statement has been provided.
IDFC FIRST Bank provides Personal Loans for both self-employed and salaried individuals based on the assessment of following documents:
*Requirement of Personal Loan documents might vary according to the scheme chosen.
Our customers just love us..
Excellent service from IDFC FIRST Bank in catering to my financial needs.
Ashwini Jain
Delhi
Thanks to IDFC FIRST Bank, my loan process was very good.
Ashish Ramesh Shah
Ahmedabad
IDFC FIRST Bank has stood by me in times of my need.
Muthu Kumar
Chennai
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